Sarvah PRATHAM @ Glance

Unique indemnity coverage only for 4 major illnesses

Base Cover

  1. In-Patient: Hospitalization up to SI
  2. Day Care Procedure: up to SI
  3. Room: Single Private AC / ICU up to SI
  4. Pre-Hospitalization: 90 days
  5. Post-Hospitalization: 180 days
  6. Domiciliary Hospitalization: up to SI
  7. Road Ambulance: up to SI
  8. Donor Expenses: up to SI
  9. AYUSH Treatment: up to SI
  10. No Zonal Co-Pay
  11. Value Added Covers: 3 Covers
  12. Tele-Consultation: Unlimited
  13. Wellness Benefit: Up to 20% discount
  14. Discounts: MCHI Network Provider

ESSENTIAL

SHIELD

Optional Cover

  1. Sarathi: Reduce waiting period to 30 days (DOABC)
  2. Gullak: 1000% of SI as Guaranteed Bonus
  3. Accident Hospitalization Cover: Up to SI
  4. Restoration of SI: Unlimited (related & unrelated)
  5. Surplus Benefit: 2X cover from day one
  6. Personal Accident Cover: up to 3 crore
  7. Temporary Total Disablement: up to 100 weeks
  8. Coverage for NME & DME: 10 equipment
  9. Annual Health Check-up: From 1st year itself
  10. Air Ambulance: Max 10 Lacs in addition to Base SI
  11. Room Rent Modification: Any Room / Twin Sharing
  12. Deductible: Option of Aggregate / Per day
  13. Voluntary Co-payment: 10%, 20% or 30%

Sarvah PARAM @ Glance

Base Cover

  1. In-Patient: Hospitalization up to SI
  2. Day Care Procedure: up to SI
  3. Room: Single Private AC / ICU up to SI
  4. Pre-Hospitalization: 90 days
  5. Post-Hospitalization: 180 days
  6. Domiciliary Hospitalization: up to SI
  7. Road Ambulance: up to SI
  8. Donor Expenses: up to SI
  9. AYUSH Treatment: up to SI
  10. No Zonal Co-Pay
  11. Gullak Benefit: 1000% of Base SI
  12. Restoration of SI: Related / Unrelated
Value Added Covers
  • Tele-Consultation: Unlimited
  • Wellness Benefit: Up to 20% discount
  • Discounts: MCHI Network Provider
  • Annual Health Check-up: Starts 1st Year

INSTANT

PEACE

Optional Cover

  1. Surplus Benefit: 2X cover from day one
  2. Coverage for NME & DME: 10 Equip. covered in DME
  3. Personal Accident Cover: up to 3 crore
  4. Temporary Total Disablement: up to 100 weeks
  5. Air Ambulance: Max 10 Lacs in addition to Base SI
  6. Room Rent Modification: Any Room / Twin Sharing
  7. Voluntary Co-payment: 10%, 20% or 30%
  8. Deductible: Option of Aggregate / Per Day
  9. Pratiksha: Add waiting period