Table of Contents
ToggleSarvah PRATHAM @ Glance
Unique indemnity coverage only for 4 major illnesses
Base Cover
- In-Patient: Hospitalization up to SI
- Day Care Procedure: up to SI
- Room: Single Private AC / ICU up to SI
- Pre-Hospitalization: 90 days
- Post-Hospitalization: 180 days
- Domiciliary Hospitalization: up to SI
- Road Ambulance: up to SI
- Donor Expenses: up to SI
- AYUSH Treatment: up to SI
- No Zonal Co-Pay
- Value Added Covers: 3 Covers
- Tele-Consultation: Unlimited
- Wellness Benefit: Up to 20% discount
- Discounts: MCHI Network Provider
ESSENTIAL
SHIELD
Optional Cover
- Sarathi: Reduce waiting period to 30 days (DOABC)
- Gullak: 1000% of SI as Guaranteed Bonus
- Accident Hospitalization Cover: Up to SI
- Restoration of SI: Unlimited (related & unrelated)
- Surplus Benefit: 2X cover from day one
- Personal Accident Cover: up to 3 crore
- Temporary Total Disablement: up to 100 weeks
- Coverage for NME & DME: 10 equipment
- Annual Health Check-up: From 1st year itself
- Air Ambulance: Max 10 Lacs in addition to Base SI
- Room Rent Modification: Any Room / Twin Sharing
- Deductible: Option of Aggregate / Per day
- Voluntary Co-payment: 10%, 20% or 30%
Sarvah PARAM @ Glance
Base Cover
- In-Patient: Hospitalization up to SI
- Day Care Procedure: up to SI
- Room: Single Private AC / ICU up to SI
- Pre-Hospitalization: 90 days
- Post-Hospitalization: 180 days
- Domiciliary Hospitalization: up to SI
- Road Ambulance: up to SI
- Donor Expenses: up to SI
- AYUSH Treatment: up to SI
- No Zonal Co-Pay
- Gullak Benefit: 1000% of Base SI
- Restoration of SI: Related / Unrelated
Value Added Covers
- Tele-Consultation: Unlimited
- Wellness Benefit: Up to 20% discount
- Discounts: MCHI Network Provider
- Annual Health Check-up: Starts 1st Year
☮
INSTANT
PEACE
Optional Cover
- Surplus Benefit: 2X cover from day one
- Coverage for NME & DME: 10 Equip. covered in DME
- Personal Accident Cover: up to 3 crore
- Temporary Total Disablement: up to 100 weeks
- Air Ambulance: Max 10 Lacs in addition to Base SI
- Room Rent Modification: Any Room / Twin Sharing
- Voluntary Co-payment: 10%, 20% or 30%
- Deductible: Option of Aggregate / Per Day
- Pratiksha: Add waiting period